Common Closing Costs for Buyers:

  • Down Payment
  • Loan Origination Fee and Points
  • Appraisal Fee
  • Credit Report
  • Flood Letter (if necessary)
  • Private Mortgage Insurance (PMI) Premium
  • Home Owners Insurance Premium
  • Mortgage Insurance Escrow
  • Home Owners Insurance Escrow
  • Property Tax Escrow
  • Closing Fees
  • Recording Fees
  • Mortgage Title Policy
  • Owner’s Title Policy
  • Mortgage Interest Adjustment
  • Survey (if necessary)
  • Tax Servicing Fees
  • Courier/Mailing Fees