Common Closing Costs for Buyers:
- Down Payment
- Loan Origination Fee and Points
- Appraisal Fee
- Credit Report
- Flood Letter (if necessary)
- Private Mortgage Insurance (PMI) Premium
- Home Owners Insurance Premium
- Mortgage Insurance Escrow
- Home Owners Insurance Escrow
- Property Tax Escrow
- Closing Fees
- Recording Fees
- Mortgage Title Policy
- Owner’s Title Policy
- Mortgage Interest Adjustment
- Survey (if necessary)
- Tax Servicing Fees
- Courier/Mailing Fees